01

Apply in Minutes

Complete our simple online application. No hard credit pull required for pre-qualification. Know your options in minutes, not days.

02

Get Pre-Qualified

We use a soft credit check that won't affect your score. See your available financing options and terms instantly.

03

Choose Your Plan

Select the payment plan that works for your budget. Transparent terms, no hidden fees, competitive rates.

04

Get Care Today

Your provider gets paid immediately. You pay over time with predictable monthly payments.

Questions

Frequently Asked

Does applying affect my credit score?

No. Pre-qualification uses a soft credit check that doesn't impact your credit score.

What can I use PayFlex Health for?

Dental, vision, medical procedures, cosmetic treatments, veterinary care, and more.

How fast can I get approved?

Most applicants receive a decision within minutes.

Are there any hidden fees?

Never. Complete transparency on all terms, rates, and costs.

Ready to get started?

Apply now and see your options in minutes.

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